CSN: MLB writers need to chill with Hall of Fame

November 28, 2012, 12:16 pm

With the Hall of Fame candidates released today by the Baseball Writers Association of America, Canada, Japan, Various Hispanic Nations and All The Ships At Sea, the moralists are back in full flight and plumage.

Oh, hurray.

The debate that always seems to happen on this subject is thus resumed, with no resolution or even advancement in thought on either side expected. In other words, let the apoplectic shouting resume.

In fact, let me add to it by pointing out something to those voters who prefer to make their annual petulant stand on performance enhancing drug use and Hall of Fame ? something they may have forgotten in their annual blood pressure spike.

YOU DON?T WORK FOR BASEBALL! YOU ARE NOT GUARDIANS OF THE GAME! IT IS NEITHER YOUR JOB, YOUR RESPONSIBILITY OR EVEN YOUR RIGHT TO KEEP THE GAME PURE OF MISCREANTS WHEN IT SHOWS EVERY DAY THAT IT DOESN?T WANT TO BE!

And might I add:

YOU SILLY SELF-DELUDED BASTARDS!

I just needed to get that last one off my chest. Sorry.

All the other arguments about whether Barry Bonds, Roger Clemens, et. al., deserve inclusion have been exhausted, to no effect. People long ago stopped listening anyway, which is why shouting is the only way to even get any aerobic exercise on this topic any more.

So let us deal with the new round of explanations and rationalizations in the only way that seems to make even a ripple ? by shouting. And in no particular order:

THE HALL OF FAME IS NOT CHURCH. IT IS THE HISTORY OF BASEBALL, FOR GOOD AND ILL. IF IT ISN?T, THEN WHY ARE THE MEN WHO DEFENDED THE COLOR LINE IN THE HALL? WHY IS TY COBB IN THE HALL? WHY IS KENESAW MOUNTAIN LANDIS IN THE HALL? THEY ARE PART OF THE HISTORY, TOO. REMEMBER?

Next:

GIVEN THAT THE OWNERS HAD BEEN WARNED ABOUT THE DANGERS OF STEROIDS IN PARTICULAR BACK IN 1988 AND DID NOTHING ABOUT IT FOR MORE THAN A DECADE, WASN?T PED USE THE INDUSTRY STANDARD FOR MORE THAN A DECADE? YES, IT WAS. THEIR RULES, NOT YOURS.

And then:

WHEN DID JOURNALISTS START DEFENDING THE ERADICATION OF PEOPLE AND FACTS TO ACHIEVE A DESIRED END FOR THE BENEFIT OF PEOPLE THEY ALLEGEDLY OBJECTIVELY COVER? IF YOU CAN ANSWER THAT WITH A WORD OTHER THAN ?NEVER,? YOU SHOULD PROBABLY QUIT YOUR JOB.

[RELATED: Bonds, Sosa, Clemens on 2013 HOF ballot]

Not to mention:

HOW IS IT DEFENSIBLE NOT TO VOTE FOR JEFF BAGWELL BASED ON A SUSPICION, AS YET NEITHER PROVEN NOR EVEN EVIDENCED, THAT HE MIGHT HAVE DONE SOMETHING AT SOME POINT TO EXPLAIN HIS ACHIEVEMENTS? YOU?RE COMFORTABLE WITH THAT LEVEL OF INTELLECTUAL DISHONESTY?

And might I add:

SINCE WHEN IS CRAIG BIGGIO?S CASE FOR INCLUSION ENHANCED BY THE NOTION THAT HE HAS NEVER BEEN SUSPECTED OF PED USE? IF I SAID OFF THE TOP OF MY HEAD THAT I THINK HE USED BRAZILIAN WOMBAT EXTRACT FOR SIX WEEKS TO HELP HIM TRANSITION TO THE RIGORS OF SECOND BASE IN 1992, CAN I KEEP HIM OFF MY BALLOT? DOES THIS MAKE ANY SENSE TO YOU AT ALL?

By the way, I?m voting for Craig Biggio, so don?t try to misconstrue that last one.

WHEN WERE YOU HIRED TO DEFEND THE MYTHICAL PURITY OF THE GAME? WHO PAID YOU TO DO THIS? YOUR WHY DO YOU HAVE A STAKE IN DISTORTING HISTORY, OR DEFENDING NUMBERS? WHY IS REALITY NOT GOOD ENOUGH FOR YOU?

And might I add a corollary:

ISN?T IT BETTER FOR YOUR CASE TO VOTE IN PLAYERS YOU KNOW OR THINK USED PERFORMANCE ENHANCERS SO THAT BASEBALL CAN LIVE WITH THE SHAME THAT COMES FROM LOOKING THE OTHER WAY ON WHAT WERE ACTUALLY FELONIES? I MEAN, IF YOU HAVE A STAKE IN CLEANING UP THE GAME, WHICH YOU SHOULDN?T, ISN?T REMINDING THE INDUSTRY OF ITS OCCASIONAL SYSTEMATIC FAILURES PART OF THAT JOB?

And finally, because my voice is giving out:

VOTE FOR WHOMEVER THE HELL YOU WANT. LET A THOUSAND FLOWERS BLOOM, AS THAT GRAND OLD BALL FAN MAO ZEDONG ONCE SAID. JUST DON?T TELL US YOU DID IT BECAUSE THE GAME DESERVES TO BE REPRESENTED BY THE FINEST CALIBER PEOPLE. BASEBALL IS ALL CLASSES OF PEOPLE, MISCREANTS, NOBLEMEN AND ALL POINTS IN BETWEEN, AND THAT'S WHAT IT DESERVES. YOU CAN?T CHANGE THAT, AND CASTING A VOTE WITH THAT IN MIND DISTORTS WHAT YOU SEE AND WRITE ABOUT.

And if you think baseball should reward only clean players and punish PED users, please remember this:

MELKY CABRERA JUST GOT A RAISE FROM HIS 2012 CONTRACT. IF BASEBALL IS FINE WITH THAT, WHY DO YOU THINK YOUR STANDARD FOR THEIR HALL SUPERCEDES THEIR OBVIOUS POSITION ON THE MATTER?

Okay. I?m going to melt down some cough drops and shoot them directly into my larynx now. I did the best I could. Plus, I called a lot of people I know and like ?silly, self-deluded bastards? in print. That, to me, is a very good day?s work.

Ray Ratto is a columnist for CSNBayArea.com

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Source: http://www.csnbayarea.com/11/28/12/The-Hall-of-Fame-is-not-church-/nbcsportsgiants.html?blockID=807187&feedID=2796

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Jonah Goldberg Would Like the GOP to "Get More Racist" (Little green footballs)

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Thai anti-government protesters clash with police

BANGKOK (AP) ? Protesters calling for Thai Prime Minister Yingluck Shinawatra to step down rallied in the heart of Bangkok on Saturday, clashing with police in the first major demonstration against the government since it came to power last year.

Organizers had spoken of mobilizing hundreds of thousands of supporters. But only around 10,000 turned up, and by dusk the leaders called the rally off.

Nevertheless, the tense gathering served as a reminder that the simmering political divisions unleashed after the nation's 2006 army coup have not gone away. The coup toppled Yingluck's brother, Thaksin Shinawatra, triggering years of instability and mass-protests that have shaken Bangkok.

Saturday's rally was organized by a royalist group calling itself "Pitak Siam" ? or "Protect Thailand." Led by retired army Gen. Boonlert Kaewprasit, the group accuses Yingluck's administration of corruption, ignoring insults to the monarchy and being a puppet of Thaksin.

Yingluck took the group's threats seriously and accused them of trying to topple her government, which came to power in mid-2011 after winning a landslide electoral victory. Concerned about possible violence, Yingluck deployed nearly 17,000 police and invoked a special security law to give them extra powers.

Although the rally site itself was peaceful, protesters on a nearby street tried to break through a concrete barricade guarded by thick lines of hundreds riot police with shields, at one point ramming a truck into it. Both demonstrators and police hurled tear gas canisters at each other.

Police spokesman Maj. Gen. Piya Utayo said five officers were injured in the skirmishes, two of them seriously. He said 130 demonstrators were detained, some of them carrying knives and bullets. Local hospital staff said they treated 45 people and most had inhaled tear gas.

Speaking from the rally's central stage on Saturday, Boonlert vowed the demonstration would remain peaceful. But he said: "I promise that Pitak Siam will succeed in driving this government out."

He then led the crowd in a chant: "Yingluck, get out! Yingluck, get out!"

The rally was held at Bangkok's Royal Plaza, a public space near Parliament that has been used by protesters in the past.

Police allowed protesters into the site, and two roads leading to it were open. But in an effort to control access, they blocked roads on another street leading to Royal Plaza. Protesters tried to break through the barriers in the morning, cutting through more than half a dozen rings of barbed wire. They clashed with police in the area at least twice on Saturday, and some carried their own tear gas.

While Pitak Siam is a newcomer to Thailand's protest scene, it is linked to the well-known "Yellow Shirt" protesters, whose rallies led to Thaksin's overthrow. The same movement later toppled a Thaksin-allied elected government after occupying and shutting down Bangkok's two airports for a week in 2008.

Thaksin remains an intensively divisive figure in Thai politics. The Yellow Shirts and their allies say he is corrupt and accuse him of seeking to undermine the popular constitutional monarch ? charges Thaksin denies.

On Thursday, Yingluck's Cabinet invoked an Internal Security Act in three Bangkok districts around the protest site. The act allows authorities to close roads, impose curfews and ban use of electronic devices in designated areas.

Since then, police have closed roads around Yingluck's office and Government House, and boosted security at the homes of senior officials, including the prime minister.

In a nationally televised address explaining the move, Yingluck had said protest leaders "seek to overthrow an elected government and democratic rule ... and there is evidence that violence may be used to achieve those ends."

Analysts said they did not view the protest as an immediate threat to Yingluck's government, but were watching it closely.

"Anytime you have tens of thousands of people converging, assembling in a central Bangkok location, it becomes a government stability concern," said Thitinan Pongsudhirak, a political scientist at Bangkok's Chulalongkorn University.

But he added: "I think it's a serious concern more than a serious threat."

Boonlert, the protest group's leader, is best known for his role as president of the Thailand Boxing Association. His name is unfamiliar in the anti-Thaksin protest movement, but his message appears to have resonated with Yellow Shirt supporters who have laid low in recent years after Yingluck's party won the last elections.

Thailand has been gripped by bouts of political instability since 2006, with Thaksin's supporters and opponents taking turns to spar over who has the right to rule the country.

The most violent episode came in 2010, when Thaksin's "Red Shirt" supporters led a two-month occupation of central Bangkok to demand the resignation of an anti-Thaksin government. The protests led to a military crackdown that left at least 91 people dead and more than 1,700 injured.

Thaksin has lived in self-imposed exile since 2008, when he jumped bail to evade a corruption conviction and two-year jail term. He retains huge popularity among the rural poor, who want to see him pardoned and returned to power. But he is reviled by the urban elite and educated middle class, who see him as authoritarian and a threat to the monarchy.

Buoyed by Thaksin's political machine, Yingluck was elected by a landslide victory in August 2011. She initially was criticized for her lack of political experience ? she was an executive in Shinawatra family businesses ? but has won praise for leading the country through one of its longest peaceful periods in recent years.

___

Associated Press photographer Sakchai Lalitkanjanakul contributed to this report.

Source: http://news.yahoo.com/thai-anti-government-protesters-clash-police-084555082.html

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7 Best Car Financing Tips | Finance

Buying a new or used car? An automobile is undoubtedly one of the largest buys you will make this year. Unless you are prepared to fork out 100% of the cash needed for the buy, you are going to need to navigate the world of car financing.

And when it comes to buying a car, financing is no insignificant detail: the choices you make now about your loan?s interest rate, how long you will take to repay your loan, and the amount of your down payment will play a huge part in your financial future for the length of the loan and beyond.

Before you buy a car, check out these 7 best car financing tips:

1. Check the newspaper or online for the best advertised interest rates: As the economy goes through its natural cycles in terms of the availability and cost of borrowing money, interest rates go through their own cycles as well. A fantastic way to gauge the current interest rate climate is to check the newspaper or auto dealer websites for their current best deals. You can rest assured that the advertised deals are their best, since those ads work to get people in the door. For example, if you see some 0% interest rate deals being advertised, you now know the best-case scenario for when you approach a dealership.

2. Choose how much cash you can place down: The amount of your monthly payments, as well as the total interest you pay over the life of an auto loan, depend on the payback period of your loan and the amount you are willing to place down in cash. Obviously, the more you can afford to place down in cash for your car now, the less you will have to borrow. Be sure to place down as much as possible, but of course leave yourself a ?padding? of money for a rainy day.

3. Get pre-approved for a loan before visiting the dealership: Once you walk onto the lot of an auto dealership, you are much more likely to buy a car from them than otherwise. And, the dealership personnel know this. A fantastic way to keep your options open in terms of getting the best car financing is to go to your local credit union or bank and get pre-approved for an auto loan before heading to the dealership. That way, when talking to the dealership you will have in the back of your mind a next-best option in case you can?t get the financing deal you want through them.

4. Negotiate your auto price with financing in mind: Remember that the entire dealership works as a team. If you negotiate an exceptionally low price on the car with the salesperson, chances are that the finance department will try to get you into a more expensive financing deal. Are they crooks? Not likely. Rather, just like anyone else, they are trying to turn a profit.

5. Never accept the first financing offer: Once you have agreed upon a price of your new car and you are sitting down with the financing person to discuss loan terms, let him or her make the first financing offer. No matter how reasonable it seems, make sure to reject the first offer he or she presents to you. Remember, they can always do better. Question for better terms and you will likely get what you question for.

6. Choose the shortest payback period possible: Opting for a longer payback period of say 6 or 7 years may seem attractive, given the much lower monthly payments. But, remember that in doing so you will be paying a small fortune in interest over the life of the loan. Not only that, but you may get tired of your car and want a new one before the next 7 years go by. All the more reason to agree to a 3 or 4-year loan, if you can swing the payments.

7. Remember that you can always walk away before signing: While at the dealership, always keep this in mind: you always have a lot of other options. Sure, some of them may require a bit farther of a drive to get to, but you should never feel obligated to buy from the first dealership you contact. Just knowing that you have other options will take the pressure off, helping you avoid agreeing to a financing deal that you are not comfortable with.

Keep your eyes open and ears perked during the entire car financing negotiation process. Do not let your guard down until you drive off the lot with your car. And remember: you can always choose to try your luck somewhere else.

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Tagged as: Best, Financing, Tips

Source: http://finance.only-the-news.com/7-best-car-financing-tips/

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CHINA MONEY-China creates taxation income a financial process tool

Thu Nov 22, 2012 1:01am EST

* Sharp enlargement of mercantile deposits over past decade

* Such deposits can be used by regulators to inject money

* Cash injections in late 2012 to strech record level

* PBOC might not need to cut RRR for rest of year

By Lu Jianxin and Pete Sweeney

SHANGHAI, Nov 22 (Reuters) ? Government revenues deposited
in Chinese blurb banks have grown so vast that regulators
have been means to use them as a financial process tool, increasing
the pointing with that Beijing can conduct growth.

By sensibly auctioning supervision deposits and by
directly redistributing income lifted from taxes and fees to
companies and supervision departments, a Ministry of Finance
(MOF) is now means to use supervision assets to influence
short-term appropriation costs in a wider economy.

This means that marketplace players who guard a central
bank?s open marketplace operations for clues as to a instruction of
monetary process contingency keep another eye on a cycle of funds
moving in and out of accounts tranquil by a MOF.

?Fiscal deposits have spin a vital cause to change the
central bank?s financial process as good as income markets,? pronounced a
senior merchant during a Chinese state-owned bank in Beijing.

?In months when a marketplace is brief of liquidity, the
ministry can also use supervision deposition auctions to assistance the
central bank boost income supply. In this sense, mercantile deposits
are indeed being used as a financial apparatus as well.?

THE WAY IT WORKS

Chinese companies and other institutions, that compensate taxes
and fees to a MOF and a internal offices, contingency deposition these
payments into accounts during designated blurb banks in the
form of mercantile deposits. Such deposits can?t be used by
commercial banks and play no purpose in financial policy.

However, 3 times per month, a blurb banks hand
over all of these deposits to a People?s Bank of China (PBOC),
where they spin partial of a PBOC?s financial base. This base
money can be possibly defended in times of additional liquidity, or
pushed behind into a complement in a form of MOF spending, deposit
auctions and refunds on taxation overpayments.

A diminution in mercantile deposits on blurb banks? balance
sheets therefore implies some-more income has been handed over to the
state and is now accessible for income injection.

On months when mercantile deposits drop, a PBOC customarily has
less need to inject short-term income into a complement in a form
of retreat repurchase agreements, given income is entering the
system by channels tranquil by a MOF.

There are transparent anniversary characteristics to a upsurge of
funds.

In December, for example, a MOF typically injects large
amounts of income in a form of taxation refunds, subsidies to
government institutions and income transfers to companies in
pillar industries.

Deposits also tend to diminution in March, June, September,
and November, while other months customarily uncover net fiscal
deposits increasing, tightening income supply in a banking
system.

RECORD INJECTION

An bargain of a MOF?s position on any given month
can be simply subsequent from monthly information on blurb banks?
end-month mercantile deposits published by a PBOC.

The method accessible a mercantile over-abundance of 829.6 billion yuan
($133.2 billion) in a initial 10 months of 2012, and is set to
generate some-more over-abundance in a final dual months.

A Reuters research of a information shows that a MOF is likely
to siphon a record high 1.6 trillion yuan into a complement in the
last dual months of this year. Data suggests it injected slightly
lesser amounts during a same duration given 2008, compared to
under 580 billion yuan in 2007 and reduction than 220 billion yuan in
2002 during a same period.

The supervision has designed to record an altogether budgetary
deficit of 800 billion yuan for 2012, implying that a entirety
of a mercantile over-abundance will be plowed behind into a economy,
supplemented by additional necessity spending.

THE AUCTION MECHANISM

The impact of supervision spending on subsidies, refunds and
transfers is formidable to magnitude precisely, though a auction of
deposits combined by supervision revenues is easier to manage.

Such deposits are auctioned for specific durations of time -
usually between 3 and 6 months ? definition regulators and
money marketplace participants can design how prolonged a income will
be in a system.

This year?s auction volume for such deposits is equivalent
to around half of a sum volume of open marketplace operations
conducted by a executive bank, injecting a record 690 billion
yuan into blurb banks so distant this year, adult from 450 billion
yuan in 2011 and 170 billion yuan in 2008.

This means that even as a PBOC has mutated its
open-market operations to concentration roughly exclusively on a usage
of retreat repos with tenors of reduction than one month to manage
the interbank income supply, it has a massive
pool of accessible deposits to tumble behind on if necessary.

The coherence this toolset provides China?s economic
managers has authorised them to conflict calls to revoke a reserve
requirement ratio (RRR) during blurb banks for a third time
this year, even as world?s second-largest economy slowed to its
slowest in 3 years in a third quarter.

This in spin authorised regulators to continue to fight
inflation ? that regulators fear would be aggravated by another
RRR cut given such cuts inject income into a complement that
cannot simply be pulled behind out ? but formulating a liquidity
crisis.

As a result, traders pronounced that short-term income rates for
the benchmark seven-day bond repurchase rate have
remained in gentle domain around or subsequent 3 percent even
as a executive bank has authorised income to empty from a system
through open marketplace operations for a final 3 weeks.

Traders design rates to sojourn fast or even diminution in
most partial of December.

Although 2013?s bill will not be motionless until subsequent March,
if China?s economy continues to recover, mercantile revenues will
likely arise further, giving a Ministry of Finance even more
firepower to change rates.
($1 = 6.2302 Chinese yuan)

(Editing by Kim Coghill)

Article source: http://www.reuters.com/article/2012/11/22/markets-china-debt-idUSL4N0920TO20121122

Source: http://thecashcollector.com/china-money-china-makes-tax-revenue-a-monetary-policy-tool/?utm_source=rss&utm_medium=rss&utm_campaign=china-money-china-makes-tax-revenue-a-monetary-policy-tool

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Source: http://ycisutedoven.wordpress.com/2012/11/23/china-money-china-creates-taxation-income-a-financial-process-tool/

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Beijing's S. China Sea rivals protest passport map

TAIPEI, Taiwan (AP) ? China has enraged several neighbors with a few dashes on a map, printed in its newly revised passports that show it staking its claim on the entire South China Sea and even Taiwan.

Inside the passports, an outline of China printed in the upper left corner includes Taiwan and the sea, hemmed in by the dashes. The change highlights China's longstanding claim on the South China Sea in its entirety, though parts of the waters also are claimed by the Philippines, Vietnam, Taiwan, Brunei and Malaysia.

China's official maps have long included Taiwan and the South China Sea as Chinese territory, but the act of including them in its passports could be seen as a provocation since it would require other nations to tacitly endorse those claims by affixing their official seals to the documents.

Ruling party and opposition lawmakers alike condemned the map in Taiwan, a self-governed island that split from China after a civil war in 1949. They said it could harm the warming ties the historic rivals have enjoyed since Ma Ying-jeou became president 4 1/2 years ago.

"This is total ignorance of reality and only provokes disputes," said Taiwan's Mainland Affairs Council, the Cabinet-level body responsible for ties with Beijing. The council said the government cannot accept the map.

Philippine Foreign Secretary Albert del Rosario told reporters in Manila that he sent a note to the Chinese Embassy that his country "strongly protests" the image. He said China's claims include an area that is "clearly part of the Philippines' territory and maritime domain."

The Vietnamese government said it had also sent a diplomatic note to the Chinese Embassy in Hanoi, demanding that Beijing remove the "erroneous content" printed in the passport.

In Beijing, the Foreign Ministry said the new passport was issued based on international standards. China began issuing new versions of its passports to include electronic chips on May 15, though criticism cropped up only this week.

"The design of this type of passports is not directed against any particular country," Chinese Foreign Ministry spokeswoman Hua Chunying said at a daily media briefing Friday. "We hope the relevant countries can calmly treat it with rationality and restraint so that the normal visits by the Chinese and foreigners will not be unnecessarily interfered with."

It's unclear whether China's South China Sea neighbors will respond in any way beyond protesting to Beijing. China, in a territorial dispute with India, once stapled visas into passports to avoid stamping them.

"Vietnam reserves the right to carry out necessary measures suitable to Vietnamese law, international law and practices toward such passports," Vietnamese foreign ministry spokesman Luong Thanh Nghi said.

Taiwan does not recognize China's passports in any case; Chinese visitors to the island have special travel documents.

China maintains it has ancient claims to all of the South China Sea, despite much of it being within the exclusive economic zones of Southeast Asian neighbors. The islands and waters are potentially rich in oil and gas.

There are concerns that the disputes could escalate into violence. China and the Philippines had a tense maritime standoff at a shoal west of the main Philippine island of Luzon early this year.

The United States, which has said it takes no sides in the territorial spats but that it considers ensuring safe maritime traffic in the waters to be in its national interest, has backed a call for a "code of conduct" to prevent clashes in the disputed territories. But it remains unclear if and when China will sit down with rival claimants to draft such a legally binding nonaggression pact.

The Philippines, Brunei, Malaysia and Vietnam are scheduled to meet Dec. 12 to discuss claims in the South China Sea and the role of China.

___

Associated Press writers Oliver Teves in Manila, Philippines, Chris Brummitt in Hanoi, Vietnam, and researcher Zhao Liang in Beijing contributed to this report.

Source: http://news.yahoo.com/beijings-china-sea-rivals-protest-passport-map-071228770.html

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Marxism Rears Its Ugly Face - Chicago Gold and Silver Investing ...

Yingluck Shinawatra, the first female Prime Minister of Thailand, may have a pretty face but do not be deceived she is heading Thailand into a socialist direction.

Few people have the interest or patience to discuss hard core Marxist theories such as capitalist bourgoise, exploitaion of surplus labor, or dictatorship of the proletariat. However, do not be fooled, Marxism and many of its forms such as communism, socialism, social democrats, and more are alive and well throughout the world. If there is a common theme with all the forms of marxism is a trend towards a much bigger, much more intrusive, much more controlling, and much more poweful state or government. And away from free markets, capitalism, freedom, and individual and God given rights.

The tide seems to be taking a disturbing direction towards Marxist leaning individuals. The United States recently re-elected Barack Obama a fan of big labor, bigger entitlements, huge debts, and a massive government. Mexico elected Pena Nieto, who wants a one-party state (controlled by him) and his vision to create a massive entitlement state in Mexico. Even small Thailand elected a new prime minster Yingluck Shinawatra, their first female head of state. She believes and has implemented government interventionist policies such as price control and minimum wage.?

The common theme with all of these leaders is that their country voted in leaders who want a bigger more intrusive government. When that happens individual freedom is taken away. They are also a reason why there is so much monetary manipulation throughout the world. Fiat currencies all over the world are soon to be going worthless and when that happens, people will turn to what has always been used as money throughout history- gold and silver.

Source: http://neilski.typepad.com/chicago_gold_and_silver_i/2012/11/marxism-rears-its-ugly-face.html

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News Online Home Loan: Swiss Banking And Finance

Swiss banking accounts offer people with money a way to keep their funds private from the rest of the world. These accounts may also help a person legally avoid high taxation rates in their home countries. Very wealthy people often use Swiss banking accounts as a means for keeping funds from the eye of the public and for favorable tax treatment. The process of setting up one of these accounts is usually very simple with the right professionals helping you along the way.

Benefits of Privacy

The major benefit of setting up a Swiss bank account is privacy. One does not need to have his or her name listed as the agent on a bank account. One can choose to hire someone else to serve as a director or shareholder for an account that is created. Also, most companies do not require that a person hold yearly board meetings or fly to the actual location to open up the account. Transactions can now take place totally online, and this saves time and money for the busy professional.

Secrecy of Records

Records are also kept confidential in Switzerland. Switzerland is renowned for keeping its records private from the rest of the world. Even during World War II, other countries attempted to force Switzerland to go public with information about the offshore accounts that people held in the country. The banks in Switzerland refused to go public with this information which made Switzerland a respected country for its offshore banking laws and ability to adhere to them. People who are interested in helping wealthy people protect their assets may want to attend bookkeeping schools to learn about the process of opening up a bank account for these people. By obtaining a bookkeeping education, one can learn how to maintain the confidentiality of records. It is important to receive this education because every so often world leaders from other countries will try to pressure agents at banks into coming forward with confidential information. The task of an agent is to stay strong and resist the temptation to publicly release information.

Risks to Watch

When one does decide to open up a bank account in Switzerland, he or she should make sure the agents working within a Swiss bank have obtained a bookkeeping certification. It is essential to make sure that the agents have mastered their bookkeeping training and are thoroughly knowledgeable about the way to keep records confidential from the public. These days, Switzerland is receiving pressure from countries like the United States to sign certain treaties that will make information go public. It is up to an agent who is the bookkeeper for a bank to keep information private no matter what occurs.

Source: http://matthewporterart.blogspot.com/2012/11/swiss-banking-and-finance.html

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Gaza ceasefire takes hold but mistrust runs deep

GAZA/JERUSALEM (Reuters) - A ceasefire between Israel and Gaza's Hamas rulers took hold on Thursday after eight days of conflict, although deep mistrust on both sides cast doubt on how long the Egyptian-sponsored deal can last.

Quiet reigned on both sides of the frontier overnight and during the morning after a dozen rockets landed in Israel in the initial hours after the truce came into force late on Wednesday. Israeli police said there had been no casualties or damage.

The deal brokered by Egypt's new Islamist government, working with the United States, prevented - at least for the moment - an Israeli invasion of the Palestinian enclave.

Gaza medical officials said 162 Palestinians, more than half of them civilians, including 37 children and 11 women, were killed. Nearly 1,400 rockets were fired into Israel, killing four civilians and a soldier, the Israeli military said.

Israel's defense minister said Israel dropped 1,000 times as much explosive on the Gaza Strip as had landed in Israel.

Municipal workers in Gaza began cleaning streets and removing the rubble of buildings bombed in Israel's air strikes. Stores opened and people flocked to markets to buy food.

"Israel learnt a lesson it will never forget," said 51-year-old Khalil al-Rass from Beach refugee camp in the city of Gaza.

In rocket-hit towns in southern Israel, schools remained closed as a precaution. Nerves were jangled when warning sirens sounded, in what the military quickly said was a false alarm.

Trust was in short supply. The exile leader of Hamas, Khaled Meshaal, said his Islamist movement would respect the truce if Israel did, but would respond to any violations. "If Israel complies, we are compliant. If it does not comply, our hands are on the trigger," he told a news conference in Cairo.

Israeli Prime Minister Benjamin Netanyahu said he had agreed to "exhaust this opportunity for an extended truce", but told his people a tougher approach might be required in the future.

Facing a national election in two months, he swiftly came under fire from opposition politicians who rallied to his side during the fighting but now contend he emerged from the conflict with no real gains for Israel.

"You don't settle with terrorism, you defeat it. And unfortunately, a decisive victory has not been achieved and we did not recharge our deterrence," Shaul Mofaz, leader of the main opposition Kadima party, wrote on his Facebook page.

BLOCKADE

If the truce holds, it will give the 1.7 million Gazans respite from days of air strikes and halt rocket salvoes from militants that have unnerved a million people in southern Israel and reached Tel Aviv and Jerusalem for the first time.

Both sides quickly began offering differing interpretations of the ceasefire, which highlighted the many actual or potential areas of discord.

According to a text of the agreement seen by Reuters, both sides should halt all hostilities, with Israel desisting from incursions and targeting of individuals, while all Palestinian factions should cease rocket fire and cross-border attacks.

The deal also provides for easing Israeli restrictions on Gaza's residents, who live in what British Prime Minister David Cameron has called an "open prison".

The text said procedures for implementing this would be "dealt with after 24 hours from the start of the ceasefire".

Israeli sources said Israel would not lift a blockade of the enclave it enforced after Hamas, which preaches the Jewish state's destruction, won a Palestinian election in 2006.

However, Meshaal said the deal covered the opening of all of the territory's border crossings. "The document stipulates the opening of the crossings, all the crossings, and not just Rafah," he said. Israel, trying to stop Hamas arming itself, controls all entry to Gaza apart from one crossing with Egypt.

Israel let dozens of trucks carry supplies into the Palestinian enclave during the fighting. Residents there have long complained that Israeli restrictions blight their economy.

HAMAS HOLIDAY

Meshaal thanked Egypt for mediating and praised Iran for providing Gazans with financing and arms. "We have come out of this battle with our heads up high," he said, adding that Israel had been defeated and failed in its "adventure".

Israeli Defense Minister Ehud Barak said Hamas had suffered a heavy military blow, including the death of its top commander, killed in an air strike at the start of the operation on November 14 and the deal merely let Hamas surrender while saving face.

"A large part of the mid-range rockets were destroyed. Hamas managed to hit Israel's built-up areas with around a metric tonne of explosives, and Gaza targets got around 1,000 metric tonnes," Barak told Israel Radio.

"So whoever misses what is happening in Gaza does not understand that this entire agreement is a paper bridge for the defeated so that they can explain to their public how they can even show their faces after what they were hit with for a week."

Hamas declared November 22 a national holiday marking "the victory of the resistance". Its spokesman, Sami Abu Zuhri, said: "Resistance has achieved and has imposed a new formula - if you hit Gaza, we will hit Tel Aviv and beyond Tel Aviv.

Some Israelis staged protests against the deal, notably in the southern town of Kiryat Malachi, where three civilians were killed by a rocket from Gaza last week, army radio said.

Interviewed on Israel's Army Radio, Barak dismissed a ceasefire text published by Hamas as "a piece of paper which I don't remember anyone going around with - there's no signature on it".

He appeared to confirm, however, a key Hamas claim that the Israelis would no longer enforce a no-go zone on the Gaza side of the frontier that the army says has prevented Hamas raids:

"If there are no attacks along the border ... then I tell you that there is no problem with them working the farmland on the perimeter up to the fence," Barak said.

But should the Palestinians exploit such measures to breach the truce, Israel would be "free to act," he said, adding: "The right to self-defense trumps any piece of paper."

CAIRO

Egypt, an important U.S. ally now under Islamist leadership, took centre stage in diplomacy to halt the bloodshed. Cairo has walked a fine line between sympathies for Hamas, an offshoot of the Muslim Brotherhood that produced President Mohamed Mursi and much of his government, and preserving its 1979 peace treaty with Israel and its ties with Washington, its main aid donor.

Announcing the agreement in Cairo, Egyptian Foreign Minister Mohamed Kamel Amr said mediation had "resulted in understandings to cease fire, restore calm and halt the bloodshed".

U.S. Secretary of State Hillary Clinton, standing beside Amr, thanked Mursi for peace efforts that showed "responsibility, leadership" in the region.

Gaza erupted in a Middle East already shaken by last year's Arab revolts that toppled several veteran U.S.-backed leaders, including Egypt's Hosni Mubarak, and by a civil war in Syria, where President Bashar al-Assad is fighting for survival.

Israel, the United States and the European Union all classify Hamas as a terrorist organization over its refusal to recognize Israel, renounce violence and accept existing interim Palestinian-Israeli peace deal.

But its stance is popular with many Palestinians and has kept the movement competitive with the secular Fatah movement of President Mahmoud Abbas, who remains in the occupied West Bank after losing Gaza to Hamas in a civil war five years ago.

The ceasefire was forged despite a bus-bomb explosion that wounded 15 Israelis in Tel Aviv on Wednesday and Israeli air strikes that killed 10 people in Gaza. It was the first serious bombing in Israel's commercial capital since 2006. There was no claim of responsibility, though Hamas praised the attack.

Israeli forces detained 55 suspected militants in the West Bank on Thursday, the military said, citing a need to prevent "the infiltration of terrorists into Israeli communities".

(Additional reporting by Noah Browning in Gaza, Ori Lewis, Allyn Fisher-Ilan, Crispian Balmer and Dan Williams in Jerusalem and Marwa Awad, Yasmine Saleh, Shaimaa Fayed and Tom Perry in Cairo; Writing by Jeffrey Heller, Alistair Lyon and David Stamp; Editing by Alastair Macdonald)

Source: http://news.yahoo.com/hamas-israel-ceasefire-takes-hold-mistrust-runs-deep-004952607.html

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Daily Tips for Business: Industrial-Mechanical - Abenorton20s blog ...

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Source: http://albertrandolph.typepad.com/blog/2012/11/daily-tips-for-business-industrial-mechanical-abenorton20s-blog.html

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2 killed, dozens injured in massive Texas pileup

Cars and Trucks are piled on Interstate 10 in Southeast Texas Thursday Nov. 22, 2012. The Texas Department of Public Safety says at least 35 people have been injured in a more than 50-vehicle pileup. (AP Photo/The Beaumont Enterprise, Guiseppe Barranco)

Cars and Trucks are piled on Interstate 10 in Southeast Texas Thursday Nov. 22, 2012. The Texas Department of Public Safety says at least 35 people have been injured in a more than 50-vehicle pileup. (AP Photo/The Beaumont Enterprise, Guiseppe Barranco)

Emergency workers carry a victim across the Interstate 10 median after a massive auto accidentin Southeast Texas Thursday Nov. 22, 2012. The Texas Department of Public Safety says at least 35 people have been injured in a more than 50-vehicle pileup. (AP Photo/The Beaumont Enterprise, Guiseppe Barranco)

In this image provided by Click2houston.com cars and trucks are piled on Interstate 10 in Southeast Texas Thursday Nov. 22, 2012. The Texas Department of Public Safety says at least 35 people have been injured in a more than 50-vehicle pileup. (AP Photo/Click2houston.com) MANDATORY CREDIT

An family walks from the massive pile-up accident on Interstate 10 in Southeast Texas Thursday Nov. 22, 2012. The Texas Department of Public Safety says at least 35 people have been injured in a more than 50-vehicle pileup. (AP Photo/The Beaumont Enterprise, Guiseppe Barranco)

An emergency worker walks past a pile of cars from the accident on Interstate in Southeast Texas Thursday Nov. 22, 2012. The Texas Department of Public Safety says at least 35 people have been injured in a more than 50-vehicle pileup. (AP Photo/The Beaumont Enterprise, Guiseppe Barranco)

BEAUMONT, Texas (AP) ? Two people died and more than 80 people were hurt Thursday when at least 140 vehicles collided in Southeast Texas in a pileup that left trucks twisted on top of each other and authorities rushing to pull survivors from the wreckage.

The collision occurred in extremely foggy conditions at about 8:45 a.m. Thanksgiving Day on Interstate 10 southwest of Beaumont, a Gulf Coast city about 80 miles east of Houston.

A man and a woman were killed in a Chevy Suburban SUV crushed by a tractor trailer, the Texas Department of Public Safety told KFDM-TV.

Jefferson County sheriff's Deputy Rod Carroll said in a news release that 80 to 90 people were transported to hospitals with 10 to 12 of those in serious to critical condition. He said 140 to 150 vehicles were involved in the pileup.

According to DPS, a crash on the eastbound side of the highway led to other accidents in a dangerous chain reaction. There were multiple crashes on the other side of the highway as well.

Carroll told The Associated Press the fog was so thick that deputies didn't immediately realize they were dealing with multiple accidents.

"It is catastrophic," Carroll said. "I've got cars on top of cars."

I-10's eastbound lanes were re-opened Thursday evening after more than eight hours.

DPS trooper Stephanie Davis told KFDM that two people in an SUV died after the crash.

Carroll said uninjured drivers tried to help as authorities sorted through the wreckage.

"It's just people helping people," Carroll said. "The foremost thing in this holiday season is how other travelers were helping us when we were overwhelmed, sitting and holding, putting pressure on people that were injured."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-11-22-Southeast%20Texas-Highway%20Crash/id-77be4dfb236f465a9c648542c45d46b7

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Advice for moving on - Talk About Marriage

Today, 01:00 AM ? #2 (permalink)

Member

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Join Date: Apr 2012

Posts: 1,093

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File for divorce. Do the 180. Don't talk to him about anything other than daughter and divorce. Join a support group or go to counseling. Get involved with new hobbies or projects that you have neglected in favor of putting time into your marriage because it is time up invest in yourself for a while, too. Exercise 3-5 days a week at a gym you like, just to get out of your old routine and into a place that makes you think of yourself as a person in a body and not just a wife to a guy with serious issues and baggage. If he wants to go play knight in shining armor, leave him to the useless sack if a damsel in distress he ends up with because he will regret it one day. Every time you start thinking of him, redirect your thoughts. Take charge if your life. And...if you need to take time to grieve the end of the marriage, do. You can't move on until you're ready, but you can prep yourself for the motion by gearing up in the right direction.

Hang in there. Sounds like his reasons have more to do with his baggage than with you and you'll be just fine without him!

__________________
"He who accepts evil without protesting against it is really cooperating with it." -Martin Luther King, Jr.

"?We first crush people to the earth, & then claim the right of trampling on them forever, because they are prostrate." -Lydia Maria Child.

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Source: http://talkaboutmarriage.com/relationships-spirituality/61465-advice-moving.html

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MY 2 DADS: CHILDHOOD NOT SO 'HAPPY AND GAY' | The ...

Exclusive: Mike McManus shows children of same-sex parents fare poorly

By Mike McManus

Conventional wisdom is that children of same-sex parents do as well as, or even better than children from intact, two-parent married households. Many studies make that assertion.

It is massively wrong according to a new, very large, thorough study published this week by the journal Social Science Research. It was written by Mark Regnerus, a scholar at the University of Texas. The New Family Structures Study, or NFSS, is a breakthrough report.

Regnerus compares how young adult children, aged 18-39, of a parent who has had a same-sex relationship fare on 40 different social, emotional and relational outcomes when compared with traditional and other families.

The biggest differences were between children of women who have had a lesbian relationship ? and those raised by still-married biological parents.

Fully 69 percent of those with lesbian mothers were on welfare as children ? four times the 17 percent in intact families ever had that experience. In fact, 38 percent of the adult children of lesbian mothers are currently on welfare versus only 10 percent of those with married parents. That?s the same 4-1 ratio.

Only 8 percent of adult children from intact homes were unemployed when interviewed in 2011 versus 28 percent with a lesbian parent.

What?s most shocking is that only two people of those with married parents were ever touched sexually by a parent or an adult ? while 23 percent of those with a lesbian mother had that experience! Golly, they are 11 times more apt to be molested!

The design of the NFSS research was brilliant.

Most research on the impact of homosexual parenting has relied on interviews with same-sex parents who are from convenience samples. For example, the National Longitudinal Lesbian Family Study conducted last year ?recruited entirely from self-selection from announcements posted at lesbian events, in women?s bookstores and in lesbian newspapers in Boston, Washington and San Francisco.?

Such a sample is biased toward including better-educated, wealthier people who visit bookstores. What about the less educated or less likely to be employed? They aren?t interviewed. Of course, the children of these more affluent parents are more apt to do well.

By comparison, NFSS asked 3,000 young adults if either of their parents had a same-sex relationship while they were growing up. Result: 175 reported their mother was in a homosexual relationship, and 73 said the same about their father. That?s about 1.7 percent, a figure comparable to other studies. The sampling was so carefully done that it included both those with listed phone numbers and those who only use cell phones (about half the total).

Only 23 percent said they had spent at least three years in the same household with a romantic partner of their mother; an additional 57 percent did so for at least four months.

Among those with a father in a homosexual relationship, fewer than 2 percent said they had spent at least three years in that household. These relationships are much more volatile and short lived, but neither compares with the stability of married heterosexual parents.

Also, by interviewing young adults of homosexual parents, we can see how the experience shaped their adult lives. This is vastly more useful information than asking volunteer same-sex parents if their kids are doing well. Of course, they say yes.

More results: Three times as many young adults of lesbians were currently cohabiting as those with married parents (24 percent versus 9 percent). Even more young adults (31 percent) of divorced parents were living together. Twice as many from intact homes were employed full time as those with lesbian mothers.

Only 5 percent of those with married parents had considered suicide in the past year versus 12 percent of those with lesbian parents and 24 percent with homosexual fathers. That?s five times those from intact homes. Similarly, a young adult of married parents is less than half as likely to be in therapy ?for a problem connected with anxiety, depression, or relationships? ? as those with homosexual parents (8 percent versus 19 percent).

Only 12 percent of young adults with married parents had ever cheated while married or cohabiting, but a big 40 percent of adult children of lesbians had done so.

Just 8 percent of those from intact homes had ever been forced to have sex against their will versus 31 percent with lesbian parents and 25 percent of ?gay? parents.

These are huge differences.

They should be cited by those opposed to same-sex marriages.

In the last two weeks, I helped gather signatures for a statewide referendum on whether to reverse a vote by the Maryland Legislature legalizing same-sex marriage.

I hope this information will give fresh ammunition to those trying to protect traditional marriage ? and children.

Michael J. McManus is president of Marriage Savers and a syndicated columnist.

http://www.wnd.com/2012/11/my-2-dads-childhood-not-so-happy-and-gay/

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Source: http://www.towncrierdubuque.com/the_town_crier/my-2-dads-childhood-not-so-happy-and-gay

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Daniel Borenstein: California budget forecast nowhere near as rosy as it first seems

Before anyone in Sacramento breaks out Champagne to celebrate the state legislative analyst's forecast multibillion state operating surpluses in coming years, consider his caveats.

Analyst Mac Taylor last week kicked off the debate over the fiscal year 2013-14 budget by announcing that the Legislature and Gov. Jerry Brown must close a $1.9 billion shortfall. He called it a "dramatic turnaround," a comment that appeared in news stories across the state.

In the myopic world of state budgeting, he's right. When one considers his office's annual projections from the past five years of $10 billion to $28 billion deficits, this year's $1.9 billion looks pretty darn good.

Then, when Taylor projected that by 2017-18 the state would have an operating surplus of more than $9 billion, one could see the needles on the spending tachometers reach the red zone as lawmakers revved their engines.

Let's hope they notice that Taylor was also waving a huge caution flag.

For starters, while a $1.9 billion deficit seems small compared to past years' shortfalls, it's still a negative number. Without additional cuts or revenues, the state will spend more money than it takes in.

That's even after voters this month passed Proposition 30 to raise sales and income tax rates, and after savings from the Legislature's so-called pension "reform," which was actually closer to a tweak.

Many lawmakers will downplay the 2013-14 deficit and

focus on the surpluses projected for the following four fiscal years. Moreover, they will ignore Taylor's warnings that all those numbers assume:

Steady growth in the economy and stock prices. Without that, tax revenues will be less. If state revenues grow one-third slower than forecast, 80 percent of the surplus projected for 2017-18 would be eliminated.

No rainy day fund, contrary to the promise made to voters in 2004 when they also approved $15 billion of one-time borrowing. Recall that the money and the accompanying requirement for a responsible budget reserve were supposed to solve our state fiscal crisis and ensure it wouldn't return. (How well did that work out?) Funding the reserve as promised would eat away nearly 40 percent of the projected 2017-18 surplus.

In most cases, no inflation adjustments after current labor contracts expire. It's not likely the politically powerful state unions will go along with that. Adding in a cost-of-living factor would wipe out more than 20 percent of the 2017-18 surplus.

In other words, without those three assumptions, we're looking at a deficit, not a surplus, in 2017-18.

Now let's add in three other caveats:

The $9 billion surplus for 2017-18 assumes nearly $6 billion in revenues from the higher income tax rates just approved by voters under Prop. 30. Those higher rates will expire beginning in 2018-19. So, even if all the other assumptions hold, most of the projected surplus will disappear.

The forecast surplus assumes almost no spending to reduce the state's debt for pension and retiree health programs. Let's give this some scale: While the state might have a $9 billion surplus in 2017-18, the retirement programs for which the state is responsible are underfunded by well over $150 billion -- and growing. As Taylor notes, if there is a surplus, this should be a top priority.

The forecast surplus assumes the pension systems will attain their aggressive future earnings projections. If, for example, the California Public Employees' Retirement System fails to reach its forecast 7.5 percent annual return, yearly state pension payments will go up, and the surplus will go down. The $150 billion-plus retirement debt will also grow.

Despite all the caveats, this is an improvement over recent years. But that's a very low bar. The governor tried to put a positive spin on the analyst's report while reminding legislators of the problems ahead: "California is now on the path for a fair and sustainable budget as long as we continue to exercise fiscal discipline and pay down debt."

What he might have said is, "Drivers, shut your engines."

Daniel Borenstein is a Contra Costa Times staff columnist and editorial writer. Reach him at 925-943-8248 or dborenstein@bayareanewsgroup.com. Follow him at Twitter.com/borensteindan.

Source: http://www.contracostatimes.com/ci_22019318/daniel-borenstein-california-budget-forecast-nowhere-near-rosy?source=rss_viewed

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Documentary says inmate involved in Simpson case

TAMPA, Fla. (AP) ? A documentary about an inmate on Florida's death row says the convicted killer might have been involved in the murder of O.J. Simpson's ex-wife and her friend.

The Investigation Discovery show, "My Brother the Serial Killer," will air Wednesday.

The film is a look at Glen Rogers, who was convicted by a Florida jury in 1997 for killing a woman.

Rogers was also convicted of murder in California and is a suspect in homicides in several other states.

Rogers, who is from Hamilton, Ohio, met Nicole Brown Simpson in 1994 when he was living in Southern California, his family says in the documentary.

A criminal profiler in the film says he received paintings by Rogers with clues possibly linking him to the murders of Simpson's ex-wife and her friend, Ronald Goldman.

Simpson was accused in those killings but the so-called "trial of the century" in Los Angeles ended with his acquittal in 1995.

Simpson never testified at the criminal trial, but memorably demonstrated in court that a glove found near the slaying scene did not fit his hand. He testified at length in a wrongful death trial that led a Los Angeles civil court jury in 1997 to find him liable for damages in the case.

Much of the film is narrated by Rogers' brother, Clay Rogers, who used to rob homes with Glen Rogers as a teen but in 1993, called police on his brother after finding a body at the family's Kentucky cabin.

Clay Rogers said that in 1994, his brother told him about meeting Nicole Brown Simpson.

"They've got money, they're well off and I'm taking her down," Clay Rogers recalls Glen Rogers saying.

Other family members also said Glen Rogers talked about meeting Simpson's ex-wife.

In a statement, Goldman's sister criticized the new documentary.

"I am appalled at the level of irresponsibility demonstrated by the network and the producers of this so-called documentary," Kim Goldman said. "This is the first time we are hearing about this story, and considering that their 'main character,' Glen Rogers, confessed to stabbing my brother and Nicole to death, you would think we would be in the loop."

Simpson is currently serving a prison sentence in Nevada after being convicted in 2008 of leading five men, including two with guns, in a September 2007 confrontation with two sports memorabilia dealers and a middleman at a Las Vegas casino-hotel.

Source: http://news.yahoo.com/documentary-says-inmate-involved-simpson-case-080319991.html

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Why are non-surgical treatments so popular? - Cosmetics - EzineMark

In recent years many people might have noticed just how popular non surgical cosmetic treatments have become. There treatments can include a great many different procedures, such as laser scar removal and line and wrinkle treatments like Botox, but the real question that a lot of people have been wondering is just why these procedures have increased in popularity.

The fact is that these procedures can be very effective and can produce excellent results. Often, those that undergo non surgical procedures do so because they don?t like the idea of ?going under the knife?, as it were, and prefer to choose something that is not permanent. If you are worried about undergoing your first ever cosmetic procedure and would like to be able to get a taster for how you could look following such a procedure, choosing a non surgical treatment could help. For example, if you wanted a face lift but were unsure of the results, you could try Botox or dermal fillers beforehand to see how you could look if the clock was to be turned back. ?

A lot of celebrities and notable figures have also come forward to openly admit to using cosmetic surgery. This will have been reported in many newspapers and magazines, which has enabled everyday people to learn more about cosmetic surgery. When people see their favourite celebrities and public figures undergoing cosmetic surgery they can often be influenced by them, choosing to undergo the same procedure to get similar results.

Another plus to non surgical cosmetic procedures is that they don?t take very long to be performed and there is usually very little in the way of a recovery period.

This means that you wouldn?t need to spend days indoors recovering, and could instead go straight back to work or to your other responsibilities. This could help a lot if you lead a very busy lifestyle and simply haven?t got the time to take a few days off from everything to heal after invasive surgery.

There are a lot of different non surgical cosmetic procedures that you would be able to undergo, and a lot of them can help in increasing your body confidence without having to opt into a big surgical procedure. If you would like to find out more about non surgical treatments and how they are performed, simply look online now and see what you can find. You should also be able to visit a cosmetic clinic within your area to find out more.?

Source: http://cosmetics.ezinemark.com/why-are-non-surgical-treatments-so-popular-7d380dcbfa28.html

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Oil, gas prices fall after US acts to boost supply

9 hrs.

Reuters

Gas and oil prices fell more than 2 percent on Friday after Washington issued a waiver allowing foreign tankers to bring fuel to the East Coast from U.S. ports, holding out some promise of relief from supply disruptions caused by superstorm Sandy.?

Brent crude fell for a fifth day and posted a third consecutive weekly loss as the dollar strengthened on support from a better-than-expected October jobs report and worries about the Japanese economy.?

Gasoline prices slumped as oil tankers and pipelines supplying New Jersey and the New York Harbor restored more operations that had been affected by Sandy.?

Related:?New York Harbor reopens, bringing hope to the fuel-hungry

The U.S. government temporarily waived Jones Act?restrictions on tankers carrying fuel from the Gulf Coast refining hub to the storm-ravaged Northeast, increasing the available fleet of tankers to bring fuel.?

"I think economic uncertainty and next week's (U.S.) elections are weighing on oil prices. You also have the statement that the Jones Act is going to be waived for a week, suggesting some supplies are going to return," said analyst Gene McGillian at Tradition Energy in Stamford, Connecticut.?

The waiver allows foreign tankers to carry fuel to the Northeast from other U.S. ports. Normally only U.S.-flagged ships are permitted to go between domestic ports.?

Brent December crude fell $2.49 to settle at $105.68 a barrel, the lowest settlement since early August.?U.S. ?crude fell $2.23 to settle at $84.86 a barrel, the lowest settlement since early July.?

Gasoline futures for December delivery dropped 6 cents to settle at $2.5736 a gallon.

Source: http://www.nbcnews.com/business/oil-gas-prices-fall-after-us-acts-boost-supply-1C6842850

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Video: Romney remains focused on Ohio

News sites knocked out as data center floods

When you see a website go down, the blame usually falls on hackers or, more often, software bugs. We don't often think of the Web as having a physical existence, but sure enough, Sandy has shown that nature can impact websites with greater force than any team of malicious code wizards can summon up.

Source: http://www.msnbc.msn.com/id/3036697/vp/49614818#49614818

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3 Reasons Why Married Couples Argue About Money [EXPERT ...

Is money an issue in your relationship?

Do you and your spouse bicker about finances?

Join "The Money Couple", Scott and Bethany Palmer, on our Facebook page Thursday, November 1 at 2 p.m. EST to ask all of your questions about money and relationships!

More from YourTango: 6 Money Matters To Discuss Before Marriage [EXPERT]

Contrary to what you might think, when it comes to relationships, more money does not equal more happiness.

It is important to look at the bigger picture. You may assume that if your budget, retirement plan and cash-flow worksheet are in order, you will have a happy relationship. However, this is not the case.

Your views on money impact every decision you make as a couple from the big stuff like houses and cars to the mundane details like the kind of coffee you drink and the brand of shoes you wear. But how does this affect our relationship? Here is an example: A husband calls his wife the "Money Nazi" because when he walks through the door, their conversation goes like this:

Wife: Where did you go out to lunch?
Husband: We went Italian today.
Wife: "What did you have?
Husband: "A Chicken Caesar Salad.
Wife: How much did it cost?
Husband: I don't know ? about 13 dollars.
Wife: Thirteen dollars for a chicken salad?!

If this argument sounds familiar, you aren't alone. Here are three culprits of financial tension in romantic relationships:

More from YourTango: Financial Infidelity: 7 Hints He's Lying About Money [EXPERT]

1. Your money DNA. While there is no money gene per se, how you look at and feel about money is as ingrained in you as the color of your eyes. You are born with it.

More marriage advice from YourTango Experts:

Get more expert advice!

Source: http://www.yourtango.com/experts/scott-and-bethany-palmer-the-money-couple/money-differences-your-spouse-3-reasons-why-expert

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